When does a pregnant woman qualify for UIFf? How can I claim UIF maternity when pregnant, when to claim it, and how to calculate it?
The maternity benefit offered by the Unemployment Insurance Fund (UIF) is a financial support program provided by the South African government to pregnant employees who are unable to work due to maternity-related causes.
The labour department worked with UIF to make maternity benefits more appealing and provide longer-term support.
To be eligible for the UIF maternity benefit, an employee must have made UIF contributions for at least 13 of the last 24 months, be on maternity leave, and not be getting any other form of pay during this time. The benefit is meant to help pregnant workers who lose their jobs temporarily because they are having a baby.
In this article, we will look at when one qualifies for UIF when pregnant. How do you claim UIF while pregnant? The period to claim UIF maternity, how to calculate UIF maternity, and many more.
When do I qualify for UIF when pregnant?
The question of when I qualify for UIF when pregnant simply explains itself. Many women looking for childbirth, one way or the other, may want to know when they can qualify for UIF when pregnant.
Qualifying for UIF means meeting all the necessary requirements set out by the Unemployment Insurance Fund. In this case, it means you have already contributed your funds within the specified period and completed all the prerequisites.
You can fill out an application as soon as you go on maternity leave. Once you prepare to apply for maternity leave from your employer, you are eligible for UIF.
How do I claim UIF while pregnant?
Claiming your UIF while pregnant is possible. You must be close to putting in your leave request, knowing that you have some UIF benefits to enjoy from.
Taking use of the benefits offered by UIF during maternity leave is among the most crucial times to do so. In order to qualify for this type of fund, applicants must be pregnant women who are in the last stages of their pregnancies. You are covered by the plan for a period of time that begins 17 weeks after your expected date of delivery and continues until your child is two years old.
Here are simplified steps on how to claim UIF while pregnant.
- Go to https://ufiling.labour.gov.za/uif/maternity-benefits, which is the UIF website.
- Use your information to log in to your Ufiling account.
- Agree to the terms and conditions
- Check the facts about your bank.
- Look over or fill out your personal information, and if anything changes, make sure it’s up to date.
- Type in your work title and skills.
- Fill out all the forms, both as an employee and as a boss.
- Give all the forms to the centre of the labour department.
How long do you have to claim UIF for maternity leave?
When employees lose their work, become ill or injured, or are on maternity leave, the Unemployment Insurance Fund (UIF) in South Africa offers them interim relief.
A birth certificate is required for you to be eligible for payment, and you won’t get it until after your child’s birth has been verified. You HAVE TO submit your application within the first six months after the birth of your child.
Pregnant women who have paid into the UIF for at least 13 weeks prior to the date of application are eligible for maternity benefits. Depending on how long you took for your maternity leave, the benefits are provided for up to 26 weeks.
How do I calculate my maternity benefit?
Both employers and employees pay 1% of gross monthly income for UIF contributions. Thus, 2% of the employee’s gross monthly income is contributed.
Here is how to calculate UIF maternity benefits supposing the salary is R5000
The maximum UIF maternity benefit is a proportion of the employee’s salary. The monthly maximum is R17,712.
Divide the monthly limit by the number of days to obtain the UIF maternity benefit daily rate. R17,712 / 30 = R590.40 for April 2025, a 30-day month.
Multiply the daily rate by the number of maternity leave days to calculate the UIF maternity benefit. South Africa allows 4 months. (or 17.33 weeks).
The UIF maternity benefit would be R590.40 x 120 (30 days x 4 months)= R70,848.
