How to Check My Credit Limit on Edgars Account

By Trev Gami •  Updated: 03/08/24 •  5 min read

When you apply for credit at Edgars, you will be given a limit, which you should not exceed when you purchase different goods. You’ll get a monthly statement showing the installment to be paid before the billing date. If your account is overdue, you may be charged interest, and you may not be able to buy from the shop until you clear the amount owing. Keeping track of your Edgars account is simple as long as you maintain your limit. This article explains everything you want to know about checking your credit limit on your Edgars account. 

- ADVERTISEMENT -

How Do I Check My Credit Limit on Edgars Account?

Edgars has made life easier for its customers. It sends a statement every month with all the information you may want about your credit limit and other related details about your account. This statement has information about the amount due, purchases, and payments made. You should call 0860 11 24 42 to receive this statement via your email. 

Alternatively, you can also check your credit limit on the Edgars website. To use this platform, you should create a profile, and you can log in to your account at any time to view anything you want related to your account. This facility allows you to track your orders, maintain more than one address, and perform other activities. More importantly, it is faster. You can use it from any place as long as you have access to the internet.   

How Do I Increase My Credit Limit on Edgars Online?

You can temporarily increase your credit limit on Edgars online by completing a simple form found on its website. This form is secure, and all the information is encrypted to protect individual data from unauthorized access. Edgars maintains strict industry standards to safeguard confidential information to enhance customer experience and safety. 

When you request an increase in credit limit, you can use your card to purchase goods that do not exceed the predetermined amount. Your original credit limit will reflect on the new temporary agreement, and the limit is shown on your statements. As the name suggests, your temporary credit limit increase is valid for a limited period, and it allows you to perform a series of transactions within a certain period. However, you should repay the full amount accrued in your next installment.   

Those interested in increasing their limit permanently can make a telephone request or contact Edgars Stores in writing. Upon review of your account and payment history, your credit limit will increase, and it will also reflect on all your statements.    

How Do I Check My Edgars Credit?

Checking your Edgars credit is a simple process. There are different methods you can consider to check your credit. You can use your mobile phone to view your account balance

- ADVERTISEMENT -
by dialing *120*1430*card-number# and selecting the “answer” button to send your USSD request. Follow the prompts that appear on your phone, and you will receive your balance shortly. 

Edgars sends a statement every month to your registered email with all the details about your account. Your credit, purchases, and payments are shown on the monthly statement you get from Edgars. You should call 086 11 24 42 first to set up your email address so you can receive your statement via this channel. 

You can also check your credit via the Edgars official website. You should create a profile first with your login details. With this option, you can access your statement anytime as long as you have access to the internet. Make sure you use the correct login details.  

Can I Withdraw Money From My Edgars RCS Card?

You cannot use your RCS card to withdraw money from Edgars unless you make special arrangements with the provider. Instead, you can use your card to purchase goods on credit, and you must pay for everything in full before the next billing cycle. Pay the amount in full for all the items you’ve purchased on credit using your RCS card.  

Which Credit Bureau Does Edgars Use?

Credit bureaus gather information about different customers to produce credit reports and credit scores. Edgars uses all four major credit bureaus in South Africa, including TransUnion, Experian, Compuscan, and XDS. These credit bureaus are responsible for gathering information about consumers from lenders and other financial institutions that offer credit facilities. Credit reports and credit scores compiled by these credit bureaus are used by lenders to assess potential borrowers’ creditworthiness.

Edgars provides information about account holders to these credit bureaus, and it goes on each account holder’s credit history. The details provided include your payment history, missed payments, current account status, and other relevant data that can be used to compile credit reports and credit scores. If a client provides inaccurate information, Edgars will report it to credit bureaus and this can dent your credit score. 

Having a credit account with Edgars is one effective method of building your credit score. You can achieve this by making timely payments every month. To be in full control of your account, you should regularly check your credit on Edgars so that you do not miss any payment which can compromise your credit score. There are different options you can consider to access your account. These tips can go a long way in helping you keep track of the transactions on your Edgars account.     

- ADVERTISEMENT -

Keep Reading

Does Checking My Score with ClearScore Decrease It?

Does Checking My Score with ClearScore Decrease It?

Today, we will be looking at it and what it can do for your creditworthiness in more detail. 

What Effect Does A Loan Have On Your Credit Score

What Effect Does A Loan Have On Your Credit Score

What Effect Does A Loan Have On Your Credit Score. We will talk more about how loans affect credit scores as we go along. 

How To Check Credit Score On Capital One App

How To Check Credit Score On Capital One App

Let's plunge into these topics further, in the course of which you will get more insight into Capital One credit monitoring in an attempt to make more informed decisions on the issues concerning your financial life.

How to Download Your Credit Score Via Checkers

How to Download Your Credit Score Via Checkers

This initiative hopes to empower South Africans to better understand and use their credit report as a tool for growth. Curious to know more? Let’s take a deeper look.

Can Amazon Credit Card Be Used Anywhere?

Can Amazon Credit Card Be Used Anywhere?

This article will thus dissect the Amazon Credit Card's versatile incentives that it offers to the customer down to including all the details of where it is or is not acceptable

What Can Ruin Your Credit Score

What Can Ruin Your Credit Score

As we share details about your credit score, let us take you through some of the things that could ruin your credit score. We will delve into more credit score ruining and how to fix it.  

How to Reset Your Credit Score

How to Reset Your Credit Score

How To Check Credit Score On Nedbank Money App

How To Check Credit Score On Nedbank Money App

This article will take you through how to check your ratings on the Nedbank Money App, helping you take control of your financial future.

How to Get Vehicle Finance with a Low Credit Score

How to Get Vehicle Finance with a Low Credit Score

Now is not the time to find out you have a low credit score! We’re here today to help you figure out what to do.

What Credit Score is Needed to Buy a House?

What Credit Score is Needed to Buy a House?

What Credit Score is Needed to Buy a House? Here’s what you need to know. 

What Happens to Credit Scores When You Marry?

What Happens to Credit Scores When You Marry?

Today in our blog post, we are going to debunk some untrue information and share with you the reality about marriage and credit score. 

What Is A Soft Inquiry Credit Score?

What Is A Soft Inquiry Credit Score?

As continue to shed some light on inquiries, we will hammer on soft inquiry, the points one could lose for a soft pull, the effect of the soft inquiry and many more. 

How Will Filing Bankruptcy Affect My Credit Score

How Will Filing Bankruptcy Affect My Credit Score

Now let us look at the relation between credit score and bankruptcy. In the end, we should be able to see how filing for bankruptcy affects your credit score. 

How To Check The Credit Score Of A Tenant

How To Check The Credit Score Of A Tenant

We'll also get into sticky issues of legality in running credit checks without permissions, the hit a bad credit record can land upon your quest to rent a home

Who Pays for Credit Check: The Landlord Or Tenant?

Who Pays for Credit Check: The Landlord Or Tenant?

We answer all these questions head-on in this article and provide helpful hints and tips for landlords and tenants.